Terms and Conditions

1. What this site offers

This site lets you learn about Joselito Insurance and ask our team to contact you to talk about your insurance.

• Submitting the form is not a quote, an offer, or a policy. It does not create any coverage.
• Coverage only exists once an insurance carrier accepts your application and issues the policy. Approval, price, and terms depend on each carrier and on your information.
• We do not guarantee savings, prices, approval, or specific coverage.
• The information on this site is general. The details of your coverage are in your policy.

2. Your information

By submitting the form, you confirm that you are at least 18 years old, that the information is true, and that you are the owner or authorized user of the phone number and email you provided. If you change your number, let us know so we don't contact someone else.

3. Text message program

If you check the consent box, you agree to receive text messages from Joselito Insurance at the number you provided, including messages sent through automated systems.

• Purpose: follow-up on your request, call scheduling, reminders, marketing campaigns, promotions, and insurance information from Joselito Insurance.
• Frequency: the number of messages varies.
• Cost: message and data rates from your mobile carrier may apply.
• Opt out: reply STOP at any time. You will receive a message confirming that you have been unsubscribed, and we will not send you more texts unless you opt in again.
• Help: reply HELP or call us at (760) 398-3424.
• Mobile carriers: not all mobile carriers are supported, and carriers are not liable for delayed or undelivered messages.
• Not a condition: your consent is not required to purchase any product or service.
• Privacy: your number and your consent are not shared with third parties for marketing purposes. More details in our Privacy Policy.

4. Phone calls and emails

If you check the box, you also agree that Joselito Insurance may call you at the number you provided, including calls made through automated systems, and email you at the address you gave us, both to follow up on your request and to send you marketing campaigns, promotions, and insurance information. Calls may be recorded for quality and training purposes, and we will let you know at the beginning of the call. You can ask us to stop calling you at any time, and unsubscribe from marketing emails using the link included in each one.

5. License and service area

Joselito Insurance is an independent insurance agency licensed in California (CA Lic. # 0E32160). Available products and carriers may vary depending on your location and situation. This site is not an offer of insurance in states where we are not licensed.

6. Intellectual property

The Joselito Insurance name, the Joselito character, and the logos, text, images, and videos on this site are owned by Joselito Insurance or used with permission. You may not copy, modify, or use them without our written authorization.

7. Permitted use

You may not use the site to submit false information or someone else's information, send spam, use automated systems to fill out forms, attempt unauthorized access to our systems, or for any illegal purpose.

8. Links to other sites

The site includes links to our social media (Facebook, Instagram, TikTok, and YouTube) and may include links to other sites. We do not control those sites; each has its own terms and privacy policies.

9. No warranties

We do our best to keep the information on this site accurate and up to date, but the site is provided "as is." We do not guarantee that it will work without interruptions or errors.

10. Limitation of liability

To the extent permitted by law, Joselito Insurance will not be liable for indirect, incidental, or consequential damages resulting from the use of, or inability to use, the site. Nothing in these terms limits our obligations as a licensed insurance agency or the rights the law gives you.

11. Governing law

These terms are governed by the laws of the State of California. Any dispute will be resolved in the competent courts of Riverside County, California.

12. Changes to these terms

We may update these terms from time to time. We will post the new version on this page with the date it was updated.

13. Contact us

• Joselito Insurance
• 49255 Grapefruit Blvd, Ste 2, Coachella, CA 92236
• 69035 Dinah Shore Dr, Cathedral City, CA 92234
• Phone: (760) 398-3424
• Hours: Monday – Friday, 10:00 AM – 6:00 PM